ShieldPoint Legal Group

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800-894-9032

Your Shield Against Unfair Debt Practices

ShieldPoint Legal Group is a consumer-focused law firm that helps individuals understand and assert their legal rights in the face of aggressive collections, unfair lawsuits, and abusive credit reporting practices—so you can make informed decisions about your finances and your future.

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About Us

When a creditor, debt buyer, or collection agency files a lawsuit or sends repeated, intimidating communications, the pressure can feel overwhelming. Deadlines are short.
The paperwork is confusing. And one missed step can lead to default judgments, wage garnishments, or bank levies.

ShieldPoint Legal Group provides legal information and, where appropriate, legal representation focused on consumer protection and court procedures. Our role is to help you understand your rights and the legal processes involved—not to manage your debts,design repayment plans, or provide credit or debt counseling.

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Important Disclosures

ShieldPoint Legal Group is a law firm. We:

  • Provide legal information and legal representation in consumer-related disputes.
  • Do not provide credit counseling, debt counseling, or debt management services.
  • Do not create individualized debt payoff plans or long-term financial coaching programs.
  • Do not manage, consolidate, or restructure your debts, and we do not operate as a “debt relief” or “debt settlement” company.
  • Do not negotiate with creditors as part of any comprehensive debt reduction or settlement program.

Any budgeting or financial planning concepts mentioned are:

  • For general educational purposes only, and
  • Not personalized debt management or financial planning advice.

For individualized financial planning, budgeting, or credit counseling, you should consult a qualified financial professional or certified credit counselor

Practice Area Highlights

Debt Collection Defense

If you’ve been sued over a credit card, personal loan, line of credit, or other consumer account, you may have more legal defenses than you realize. We help you:

  • Understand the nature of the lawsuit and applicable deadlines.
  • Respond in a timely manner to avoid default where possible.
  • Identify potential legal defenses based on the documents and facts.
Our services are focused on legal process and consumer rights—not on crafting a personalized debt repayment plan or advising you on how to get out of debt.

Consumer Credit Litigation

Inaccurate or unfair credit reporting can affect employment screenings, housing applications, and loan approvals. We evaluate whether reporting errors may rise to the level of legal violations and, where appropriate, provide legal representation in disputes and litigation. We address potential legal violations; we do not offer credit repair or credit counseling services.

Protection from Harassment

Repeated calls, threats of legal action that don’t match reality, or false statements about what can happen to you may violate consumer protection laws. We help you:

  • Understand legal boundaries that apply to collectors.
  • Document potential misconduct.
  • Pursue legal remedies where allowed by law.
This work is focused on your legal rights, not on creating or managing any debt payoff or settlement strategy.

Credit Reporting Issues

From mixed files and outdated accounts to incorrect balances or statuses, serious creditreport errors can cost you time and money. We assist with:

  • Legal analysis of credit reporting issues.
  • Targeted disputes and, when appropriate, litigation.
We do not provide long-term credit score coaching or ongoing financial counseling.

Focused on Consumers. Experienced in Court.

Defending consumers in debt-related disputes is not a side project at ShieldPoint—it’s the core of what we do. Our attorneys have experience in:

  • Defending individuals against lawsuits from debt buyers and original creditors
  • Handling cases in state and, when appropriate, federal courts (where licensed)
  • Navigating local court rules, judges’ expectations, and opposing counsel tactics
  • Negotiating structured resolutions that address both legal and practical realities

While no two cases are the same and no outcome can be guaranteed, our firm brings a disciplined, litigation-ready mindset to every matter we handle.

(You can later add validated stats here, e.g. “X+ years of combined experience,” “Hundreds of consumers represented,” etc.)

Structured Legal Fee Options

We design legal fee arrangements to be as clear and predictable as possible. The examples below are illustrative. Final terms are always confirmed in a written engagement
agreement.

All fees are for legal services only and are not tied to your long-term debt reduction outcomes.

Legal Consultation & Case Assessment
Individuals recently served with a lawsuit or facing serious collection pressure who need to understand their legal position.
$990
Detailed review of your lawsuit, demand letters, or collection communications.
Assessment of available legal defenses and potential weaknesses in the opposing party’s case.
Identification of missing documentation or chain-of-title concerns (for debt buyers).
45-minute consultation with an attorney to discuss legal options.
Written outline summarizing your legal posture and recommended legal next steps
Purchase
You gain a clear understanding of your legal risks and options. This service does not include a personalized debt management or payoff plan.
Pre-Suit Legal Positioning Package
People experiencing escalating collection activity who have not yet been sued but want to understand how to position themselves from a legal perspective.
$1,990
Everything in Legal Consultation & Case Assessment.
Strategy focused on legal documentation and record-keeping
Targeted legal correspondence with one or more collectors or creditors, where appropriate.
Guidance on communications that may affect your legal exposure.
Advice on preserving evidence for potential future litigation.
Purchase
You are better informed and prepared if a lawsuit is filed. This package does not involve ongoing financial coaching, budget creation, or a plan to eliminate your debts.
Featured Package
Standard Litigation Defense
Typical, single-account debt collection lawsuits involving standard consumer accounts.
$3,490
Thorough review of the complaint, evidence, and supporting documents.
Preparation and filing of responsive pleadings (such as answers or motions, where appropriate).
Case strategy tailored to your facts, the applicable law, and local court practices
Representation through standard court milestones, where permitted by jurisdiction and court rules.
Purchase
Your case is handled with proactive legal defense focused on your rights and obligations under the law—not on managing or restructuring your overall debt.
Advanced Litigation Defense
Complex lawsuits, higher balances, multiple defendants, or cases involving disputed account ownership or significant evidentiary issues.
$5,990
Everything in Standard Litigation Defense.
Additional motion practice (for example, discovery motions or complex dispositive motions, where appropriate).
Extensive document review and evidentiary challenges.
Increased communication and strategy check-ins as the case evolves.
Coordination with you on discovery responses and preparation for key hearings.
Purchase
You receive detailed, intensive legal representation appropriate for complex matters. This is not a debt counseling or debt relief program.
Comprehensive Defense Suite
High-exposure or multi-case situations (multiple lawsuits, combination of judgments and active cases, or interrelated legal matters).
$9,990
Coordination of legal strategy across multiple related cases or accounts
Management of litigation timelines, court dates, and case-related communications.
Enhanced motion and discovery practice where necessary.
Ongoing evaluation of available procedural options as circumstances change.
Priority access to your legal team during the engagement.
Purchase
Your legal matters are addressed in a coordinated way. This suite focuses on court processes, not on long-term budgeting or outcome-based debt reduction plans.

Important Fee Note:

The descriptions above are general examples and may not reflect the exact services in your jurisdiction. Before any work begins, you will receive a written engagement agreement explaining the specific scope, fees, and terms of legal representation. No attorney-client relationship exists until that agreement is signed.

Why Choose ShieldPoint

Focused Consumer Defense Practice

We represent individuals in consumer-related legal disputes. We do not operate as a credit counseling agency, debt management company, or financial planning firm

Courtroom-Ready Approach

We prepare each case with litigation in mind. This preparation is about your rights and defenses under applicable law—not about designing a “plan to get out of debt.”

Clear Communication and Realistic Expectations

We explain:

  • The legal processes involved.
  • A range of realistic legal outcomes.
We do not promise elimination or reduction of your overall debt through counseling or negotiation programs.

Representative Client Experiences

“ShieldPoint helped me understand what the lawsuit against me actually meant and what my options were in court. Having clear legal information made it easier to decide my next steps.”

— A.T., Consumer Defense Client

“I was overwhelmed by the calls I was receiving. ShieldPoint explained my legal rights and helped me document what was happening so I could take informed action.”

— L.C., Collection Harassment Client
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